The 5 Best Online Therapy Services That Take Insurance 2022


Talkspace offers a variety of subscription plans, allowing you to find the right amount of mental health support for your needs. The most basic subscription lets you opt for text therapy, which includes text, video, and audio messaging. Upgrade to the premium plan to add one 30-minute live therapy session or upgrade to the ultimate plan to unlock four 30-minute live video appointments.

While the brand also offers psychiatric care and counseling plans for teens aged 13 to 17, therapy is its most prominent service. The company employs licensed and credentialed therapists, psychiatrists, physicians, and couples therapists who must all have at least 3,000 hours of clinical experience. Another advantage? Staff are also subject to third-party checks to ensure their licenses are in good standing.

When you’re ready to log in, you’ll watch a short introductory video and begin the admissions process. Once you’ve selected your plan, Talkspace uses your goals and preferences to suggest a therapist, which you can easily change at any time. The exact response time for conversations varies by practitioner, but the company requires at least one response per day at least five days a week.

Some clients have reported a few days lag between when they created their profile and when they are connected with a therapist (although the company says you should hear from your therapist within 48 hours) .

In addition to following certain Employee Assistance Programs (EPAS), Talkspace also accepts common health insurance plans, such as Optum, Blue Cross, and Cigna. Access the full list here.

Cost: $316 to $556


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